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A. K. Jena

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Review Open access 2026

AI-Driven Financial Risk Assessment and Credit Decision-Making: An Analysis of Predictive Accuracy, Default Risk, and Lending Efficiency.

Studying how artificial intelligence (AI) impacts the financial sector and more specifically credit assessments, is essential for predicting and understanding future trends. This research analyzes advanced risk and credit assessment, focusing on automated systems that enhance credit assessment and optimize portfolio ma...

Nachiketa Sutar, A. K. Jena · 0 citations

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